Building insurance, whether you’d like to protect a commercial building or your residential apartment; a building insurance is a customized insurance policy that will help protect your building from unforeseen circumstances such as fires, burglaries, natural disasters and other risks.
What’s great about a Building Insurance by Digit?
What’s covered in a Building Insurance by Digit?
Explosion & Aircraft Damage
Types of Building Insurance Plans
At Digit, our insurance covers your building against fire and natural calamities such as floods and earthquakes through our Digit Standard Fire & Special Perils policy. However, since buildings are also at a risk of burglary, we also cover burglaries. This way, your building will not only be protected from damages and losses due to fires and natural calamities but also from burglary. To simplify this for you, we have differentiated coverage options as below:
Covers only the contents of your home or business.
Covers both your building and the contents of your home or business.
Covers your building, contents of your home or business and, valuables such as cash in safe or shop counter.
Things to know about Building Insurance
- Content – If you’re confused as to what ‘contents’ refers to in a Building Insurance, it refers to your personal belongings in your house. For example, if there’s a burglary in your house and your laptop is stolen; your building insurance will cover for the contents, i.e. your laptop too.
- Building/Structure – As the name suggests, a ‘Building’ or ‘Structure’ in your Building Insurance refers to the entire property you want to cover. For instance, if you’re looking to protect your family’s standalone building, your entire building is what would be referred to as the ‘building’ covered for.
Types of Home Properties Covered