Bajaj Health Insurance

Health Infinity plan, launched by Bajaj Allianz is a special plan that does not have any Sum Insured limit. The key features of this plan are unlimited Sum Insured, coverage for pre & post hospitalization expenses, day care procedures, road ambulance expenses and multiple policy term options.

Bajaj Allianz Insurance sum insured
3 lacs − 50 lacs options available

Bajaj Allianz Insurance tenure options
For a period of 3 years

List of network hospitals
6,500+ hospitals

Maximum family floater coverage
Self, Spouse + 4 dependent children

Incurred Claims Ratio *
85.00%

Claims Settlement Ratio **
94.55%

Number of policies issued *
531,046

Number of lives covered *
2,46,85,000

* As per IRDAI report for 2018-19 | ** As per NL25 data published on the Insurance Company website

Best Bajaj Allianz medical insurance in India

Bajaj Allianz Health Guard Insurance
Key Features:

Silver Plan

  • Room Rent : Upto 1% of the Base Sum Insured.
  • Co-pay : Co-pay options of NIL / 20% based on Zonewise treatment availed.
  • Restoration Benefit : Restoration benefit available upto 100% of Base SI.

Gold Plan

    • Room Rent : No Room Rent Restrictions.
    • Co-pay : Co-pay options of NIL / 20% based on Zonewise treatment availed.
    • Restoration Benefit : Restoration benefit available upto 100% of Base SI.
  • Our Health Guard policy takes care of your hospitalization expenses & also offers a wide coverage of pre & post hospitalization expenses.
  • Bajaj Allianz are the first company to provide the higher coverage of SI 10 lacs.
Bajaj Allianz Extra Care Insurance

Key Features:

  • Room Rent : No Room Rent Restrictions.
  • Co-pay : Co-pay as per the deductible opted for.
  • Restoration Benefit : NIL Restoration Benefit .
  • Floater Policy with the single premium for the family
  • Waiver of the medical tests up to 55 years subject to no adverse medical history
Bajaj Allianz Insta Insure Insurance

Key Features:

  • In the times of rising medical costs Bajaj Allianz’s Insta Insure Family Health Policy is the perfect health protection for you and your family.
  • It takes care of the medical treatment costs incurred during hospitalization due to serious accident or illness.
Bajaj Allianz Critical Illness Insurance

Key Features:

  • Critical illness policy provides protection from the life threatening illness, which can hamper your routine life style.
  • With a critical illness cover you can secure yourself from such contingencies.
Bajaj Allianz Personal Guard Insurance

Key Features:

  • The death or injury of a breadwinner can create serious financial problems for any family.
  • To help you soften the blow Bajaj Allianz offers the Personal Guard cover.
Bajaj Allianz Global Personal Guard Insurance

Key Features:

  • Single Policy with 3 Base and 12 add-on Covers
  • Sum insured options of minimum Rs. 50,000 and maximum Rs 25,00,00000.
Bajaj Allianz Health Care Supreme Insurance

Key Features:

  • Room Rent : No capping on Room Rent, available upto Sum Insured.
  • Co-pay : Co-pay options of NIL.
  • Restoration Benefit : Restoration benefit available upto 100% of Base SI.
  • Complete package policy with wide range of coverage, to stop unexpected health costs getting in the way of your life.
  • Sum Insured options ranging from Rs.5 lac to Rs.50 lac on individual and floater Sum Insured basis
Bajaj Allianz Health Ensure Insurance

Key Features:

  • Room Rent : Capped at 1% of Sum Insured subject to maximum of ₹5,000 per day.
  • Co-pay : Co-pay options of NIL / 20% based on Zonewise treatment availed.
  • Restoration Benefit : NIL Restoration Benefit.
  • In the times of rising medical costs Bajaj Allianz’s Health Ensure policy is the perfect health protection for you and your family.
  • It takes care of the medical treatment costs due to accident or illness.
  • Policy can be renewed life long.
Bajaj Allianz Silver Health Insurance

Key Features:

  • Room Rent : No capping on Room Rent, available upto Sum Insured.
  • Co-pay : Co-pay options of NIL / 20% based on Zonewise treatment availed.
  • Restoration Benefit : NIL Restoration Benefit.
  • Bajaj Allianz’s Silver Health plan is exclusively designed for the senior citizens, which covers medical expenses incurred during hospitalization period.
  • This policy is available for age between 46 years and 70 years of age
Bajaj Allianz Hospital Cash Insurance

Key Features:

  • Hospital Cash is a benefit policy which covers the incidental expenses incurred during the Hospitalization period.
  • In the event of hospitalization this policy provides a cash allowance of Rs 500-2500 for each day of hospitalization.
Bajaj Allianz Star Package Insurance

Key Features:

  • Room Rent : Upto 1% of the Base Sum Insured.
  • Co-pay : Co-pay options of NIL / 20% based on Zonewise treatment availed.
  • Restoration Benefit : Restoration benefit available upto 100% of Base SI.
  • Star Package policy is a unique family floater policy which protects your family against various risks and contingencies.
  • It provides a gamut of covers for various health risks, household contents, education grant, travel baggage and public liability all under a single policy.
Health Infinity

Key Features:

  • A lifetime renewal option can be used along with this policy.
  • Provided income tax gain under Section 80D of the Income Tax Act.
  • Free preventive health check-up at the end of every 3-year policy period
Extra Care Plus

Key Features:

  • Pre-exisiting diseases cover – Covered after 12 months from the date of policy issue.
  • Free health Check-up – available during policy renewal
  • Covers Maternity
M-Care Health

Key Features:

  • Minimum Entry age for proposer/ spouse/ dependent parents should be 18 years
  • Maximum Entry age for proposer/ spouse/ dependent parents is 65 years
  • Minimum Entry age for dependent children is 0 days
Total Health Secure Goal

Key Features:

  • Comprehensive plan providing Hospitalization benefit & Life cover
  • Rebate for High Sum Assured & Health Lifestyle insurance
  • Comprehensive health care program to cover the cost of hospitalization arising from an accident or illness.
Tax Gain Plan

Key Features:

  • This floater policy that covers hospitalisation and OPD expenses.
  • You can opt for a separate plan for senior citizens covering both OPD and hospitalisation expenses.
  • This policy covers pre and post hospitalisation expenses up to 30 days and 60 days respectively.
Women Specific Critical Health

Key Features:

  • You can avail low and age-agnostic premium amounts.
  • Avail income tax benefit under Section 80D of the Income Tax Act.
  • Hassle-free claim settlement.
Arogya Sanjeevani

Key Features:

  • Bajaj Allianz Health Insurance’s Arogya Sanjeevani scheme would help you get your financial support and cover you against the financial strain at the time of hospitalization.
Corona Kavach health insurance

Key Features:

  • Proposer /legally wedded Spouse /Parents/ Parents In law: 18 yrs to 65 years