Who We Are
Our Expert Team
What We Do
A mutual fund is simply a financial intermediary that allows a group of investors to pool their money together with a predetermined investment objective. The mutual fund will have a fund manager who is responsible for investing the pooled money into specific securities (usually stocks or bonds). Mutual funds are one of the best investments ever created because they are very cost efficient and very easy to invest in (you don’t have to figure out which stocks or bonds to buy).
A mutual fund is a collection of stocks, bonds, or other securities owned by a group of investors and managed by a professional investment company. For an individual investor, having a diversified portfolio is difficult. Mutual funds helps the individual investors to invest in equity and debt securities simultaneously. When investors invest a particular amount in mutual funds, he becomes the unit holder of corresponding units. In turn, mutual funds invest unit holders’ money in stocks, bonds or other securities that earn interest or dividend. This money is distributed to the unit holders. If the fund gets money by selling some stocks at higher price the unit holders are liable to get the capital gains.
The primary advantage of funds is the professional management of your money. Investors purchase funds because they do not have the time or the expertise to manage their own portfolio. A mutual fund is a relatively inexpensive way for a small investor to get a full-time manager to make and monitor the
By owning “shares”(known as “units”) in a mutual fund instead of owning individual stocks or bonds, your risk is spread out. The idea behind diversification is to invest in a number of assets so that a loss in any particular investment is minimized by gains in others. In other words, the more stocks and bonds you own, the less any one of them can hurt you. Large mutual funds typically own hundreds of different stocks in many different industries. It wouldn’t be possible for a small investor to build this kind of portfolio with a small amount of money.
Because a mutual fund buys and sells large amounts of securities at a time, its transaction costs are lower than you as an individual would pay.
Just like an individual stock, a mutual fund allows you to sell the units at any time.
Careers @ STS
At STS, our focus is to develop promising talent and ensure they unlock their potential as professionals. We have programs to provide growth to the next level, so their own profile is enhanced and they contribute to the organizational goals fulsomely.
Gen. Manager Level - 1
Sr. HR Manager
Sr. Quality Controller
In 2022 “Best Performer” by Insurance Dekho for the highest premium collected in the for health insurance from the state of Andhra Pradesh.
In 2022 “Award of Excellence” by Policy Bazaar for the highest premium collected in the SME category from the state of Andhra Pradesh.
In 2021 “Platinum Star” by Manipal Cigna for the highest premium collected for health insurance from the state of Andhra Pradesh.
In 2021 “Award of Excellence” by Turtlemint for the highest premium collected from the state of Andhra Pradesh.
In 2020 “Award of Excellence” by Turtlemint for the highest premium collected from the state of Andhra Pradesh.
In 2019 “Award of Excellence” by Turtlemint for the highest premium collected from the state of Andhra Pradesh.
Our Esteemed Partners
Latest from Blog
Recent data on systematic investment plans (SIPs) show monthly flows growing above ₹12,000 crore. Despite this constant surge in SIP flows, mutual funds (MFs) as an investment avenue have a long way to go, even if it is one of the best avenues to invest for all financial goals. In fact, many investors are yet to begin their investment journey in MFs.